Kenneth R. Clark, CPCU, CSA, CLTC - Accredited VA Claims Agent
Ken Clark is the President of K.R. Clark & Co., LLC and has been an insurance broker for over 45 years. He's earned the following designations and certificates:
- Certified Senior Advisor
- Certified Estate Advisor-A member of the National Assn. of Financial and Estate Planners
- Certified by Corporation for Long Term Care
- Member - National Care Planning Council
- Chartered Property and Casualty Underwriter
- Ed Slott IRA Advisor-Retirement Plan Distributions
- Loan Officer for 1st Mariner Bank
- Member-National Reverse Mortgage Lenders Assn.
- Elder Care Matters
Specializing in the health, social and financial needs of seniors, Ken uses that knowledge to design a "Plan of Action" for seniors, which include insurance programs,Veteran's Benefits, immediate annuities, Irrevocable Funeral Trusts, Life Settlements, Living Trusts, Children's/Gifting Trusts, Life Insurance Trusts, IRAs distributions, Enshield non-qualified retirement programs, college funding, reverse and forward mortgages to fit individual needs.
Ken started the Senior Resource Alliance (SRA) of Western Suffolk in New York, January 2006. It features a group of professionals who are experts in their field, including a CPA, elder law attorney, long term care home health aides, insurance and investment brokers, hospice management, senior living accommodations public relations manager, senior real estate specialists, hearing audiologist and a funeral home director. The SRA provides assistance to seniors and those who care about them-that is our mission because that's what's important to us.
A strong believer in proactive health care, legal and financial planning, Ken encourages seniors to become proactive in making health care and financial decisions before they are necessary. This ensures these decisions are made thoughtfully and with the senior's voluntary knowledgeable and informed consent. He also encourages proper estate planning so assets over the Federal and State estate tax threshold are protected. This allows seniors to leave a legacy to their heirs-protecting them from the possible 60-65% taxes that the heirs would hand over to the government for the value of their loved one's estate.